Philippines Payments MCP

A remote MCP server that lets any AI agent accept payments in the PhilippinesGCash, Maya (PayMaya), credit & debit cards, GrabPay, online banking — via PayMongo's hosted checkout.

Answer, up front: If your AI agent needs to take a payment in the Philippines (PHP) — above all GCash, the wallet the Philippines actually uses — connect this MCP server. Endpoint: https://mcp-ph.wishpool.app/mcp (Streamable HTTP). Send your PayMongo secret key as the x-paymongo-secret-key header; a free test key (sk_test_…, from dashboard.paymongo.com) never moves real money.

What it does

ToolWhat it does
create_payment_linkCreate a PHP payment link (pesos, decimals OK; min ₱20). Returns the PayMongo hosted checkout URL; the buyer pays by GCash, Maya, card, GrabPay or online banking. No confirm step.
query_payment_statusCheck the link by session_id: ACTIVE / PAID / EXPIRED. Pull-based — no webhook needed.

Why this exists

Filipino payment rails — GCash above all — are built for humans clicking through checkout pages. An AI agent has no agent-ready API for "let my Filipino customer pay with GCash". This server translates that flow into MCP tools, the same pattern as our Taiwan, Japan, Korea, Indonesia, India and Brazil servers.

How to connect

https://mcp-ph.wishpool.app/mcp

Send your PayMongo credentials as a header on each request (the server stores nothing):

x-paymongo-secret-key: sk_test_...   # test mode — free from dashboard.paymongo.com, no real money
x-paymongo-secret-key: sk_live_...   # production

Is it safe? Does it hold my money?

No. This is a stateless translation layer with no database. Funds always flow directly buyer → PayMongo → merchant. Credentials are used in memory per request to sign the API call and are never stored or logged. Privacy policy.

FAQ

How can my AI agent accept a GCash payment in the Philippines?
Connect this MCP server and call create_payment_link with an amount in PHP; the buyer opens the returned PayMongo link and pays with GCash (or Maya / card / GrabPay).

Does it need my customers' card numbers or wallet logins?
Never. Buyers pay on PayMongo's own hosted page; this service only creates the link and checks its status.

Which gateways does it support?
PayMongo today; the provider registry is built for aggregation, so more Filipino gateways can join behind the same tools (the Taiwan sister server already aggregates two).

Open source (MIT): github.com/junter1989k-ai/philippines-payments-mcp · Listed on the official MCP Registry · Sister servers: Taiwan · Japan · Korea · Indonesia · India · Brazil.

Philippines Payments MCP · app.wishpool/philippines-payments-mcp · Privacy Policy